NRP Brochure
Neighborhood Revitalization Program
Building Washington Communities One Home at a Time.
About the NRP
WHA administers the Neighborhood Revitalization Program (NRP) through a partnership with the City of Washington. The NRP provides moderate to low-income families the opportunity to purchase affordable housing.
The NRP Goals Include:
- To rehabilitate and build new housing within the City of Washington and make them available for Sale; and
- To promote homeownership to citizens who may otherwise not have the opportunity to own a home of their own.
- To provide families with the opportunity to begin to build generational wealth while revitalizing the historical sections of the City.
Applicants must be a resident of Beaufort County.
Steps to Qualify
Applicants:
Persons interested in the program may obtain applications in person at the central office of the Washington Authority at 809 Pennsylvania Avenue, Washington, NC 27889.
Applications may be submitted online or at any community meetings set up by WHNI staff or NRP committee Members.
Processing and Screening Applications:
The time to process initial applications and a loan can vary from 3 - 6 month, pending verification of income, credit readiness, identifying lenders, identifying the home/lot and other factors.
Credit Counseling will be provided by Housing staff or a lender. If a credit counseling company is used, there may be a cost.
The applicant can choose any lender they prefer.
Loan Qualifications:
It's required that applicants get pre-qualified through a lender. All applicants must be approved for a mortgage loan to participate in the home purchasing process. Some lenders that can be considered are:
- USDA
- NCHFA
- Banks (Traditional)
- Mortgage Lenders
Ranking Buyers:
Homes offered by NRP are available on a first-to-qualify basis (I.E., date and time loans are approved.)
Down Payment Assistance:
Some organizations that provide down payment assistance are:
- NCHFA
- USDA
- Various mortgage lenders
Identify the Homes:
NRP has targeted areas they are concentrating on building or rehabbing homes for sale.
Open House:
The day of joy, and thanks for buying your home.
House Closing:
A realtor, lawyer, and housing counselor can prepare you on what to expect throughout the closing.
"Teacher's Row" - An Important Part of Washington's History
This beautiful couple is John and Hattie Credle Blount. If you have passed the home on the corner of Ninth and Van Norden Street, you have looked at one of the prominent homes in the Black History District. Mr. Blount was a millworker by trade and Mrs. Hattie was a practical maternity nurse. they operated a grocery store at this location in the mid-40s and later operated Blount's Sweet Shop and Grill here also. Mrs. Hattie who was the sister of the legendary Pomp Credle, also operated Blount's Tourist Home here. This was significant because her brother Pomp Credle owned the Starlight Club on Gladden Street which was a Green Book location in the early 1950's. Mr. Pomp also owned Pomp Credle's Restaurant at Fifth and Gladden Street. While the Blount Tourist Home was not listed in the Green Book, it was most likely recommended to Green Book travelers by Mr. Pomp. Washington had two Green Book locations where Green Book travelers could learn of nearby tourist homes and anything else they would need in the Black Community.
If you only knew the great history Washington neighborhoods contained hundreds of years ago. On this date in 1915, at this location at 718 Respess Street was a 'Moonlight School.' The school was located on this land, not in this house or the one next to it. This is where the Washington Public Colored School established in 1900 once stood. The streets have been reconstructed since then. Mr. Louis Rhodes Randolph was the Principal. The school had six teachers. This school along with the Washington Public School which was at Second and Bridge Street. (Principal J. E. Johnston) became two of the first 'Moonlight Schools' in Beaufort County to open. They were called Moonlight Schools, later called Night School and the classes met Monday, Wednesday, and Friday 7-8:30. In the early 20th century, at least 1 in 10 North Carolinians wouldn't have been able to read even simple books or newspapers. Estimates from the 1910 census suggest that 140 out of every 1000 white males were illiterate; numbers were less accurate for women and African Americans, but illiteracy rates were probably higher among those populations. James Y. Joyner, the State Superintendent of Public Instruction at the time, called it a duty of the state to improve the lot of these "grown-up children." Adopting a model used in Kentucky, North Carolina began holding "Moonlight Schools" to educate adults who were unable to write or read English. Moonlight Schools were held in the evening so working adults could attend. They operated throughout the state and relied on volunteering teachers, university students, and local civic clubs.